How Much is Used Toyota Tacoma Maintenance Costs in Long Beach
If you’re looking for a used Toyota Tacoma, you’re making a great financial choice. Used models are more affordable than new, and you avoid the steep first-year depreciation. However, unlike a brand-new Tacoma covered by a short “bumper-to-bumper” warranty, a used Tacoma will eventually need repairs. Click here to read about buying a used Toyota Tacoma or a new one.
The Ownership Costs of Different Cars
According to the American Automobile Association (AAA), drivers spend thousands per year to own and operate their vehicles—before parking costs. Consider whether you can reduce expenses with public transportation (trains, subways, buses) when possible. AAA
Factors that Affect Your Car Ownership Expenses
Initial Purchase Price and Interest Rates
Sticker price, loan term, and interest rate drive total cost. Many buyers finance; rates vary widely by credit profile and term. Work the numbers so your payment fits your budget—and avoid overbuying. Click here for used Toyota Tacoma trucks for sale.
Fuel Expenses
Fuel prices fluctuate. Historical U.S. averages have ranged broadly, so your annual fuel spend can be significant—especially with long commutes. Economy matters. NerdWallet: Total cost of owning a car
Maintenance Expenses
Edmunds notes routine and unscheduled maintenance add up. A rough rule is up to $1,000/year, though well-kept or newer used cars can cost less. Regular maintenance helps prevent bigger surprises.
Regular: Oil changes and tune-ups, mileage-based checks, factory-recommended services
Unscheduled: Batteries, bulbs, brakes, tires/wheels, exhaust, other repairs
Click for Toyota Tacoma maintenance service intervals.
Vehicle Depreciation
Vehicles lose value over time—often 20–30% the first year, then 15–18% in subsequent years. Depreciation doesn’t show up as a bill, but it impacts your total cost of ownership.
Budgeting for a Used Toyota Tacoma
Plan on setting aside $100–$200 per month for repairs and maintenance on top of payment, registration, insurance, and fuel. Newer (3–5 year old) Tacomas typically need fewer repairs, and Toyota’s reliability helps keep costs predictable.
Used Toyota Tacoma Insurance Costs
The average cost to insure a Tacoma is about $1,445 per year (˜$7,225 over five years), but you can often save by comparing quotes. Toyota models average about $5,996 in repair/maintenance during the first ten years, with a 13.51% chance of a major repair—better than many brands.
Used Toyota Tacoma Depreciation Costs
A Tacoma will depreciate about $10,836 after five years. A typically equipped Tacoma averages $37,718 new; after five years, average residual value is around $26,882 (retail). Use tools below to model your year/miles.
Why Shop Car Plus Finance
Car Plus Finance is one of the best used Toyota Tacoma dealerships in the Long Beach area. As the #1 Tacoma dealer in local sales, we offer strong pricing and trade-in values and also buy vehicles to keep our selection growing. Work with a reliable used Toyota Tacoma dealership so transactions are completed safely and efficiently. Click here for the best Toyota Tacoma trucks for sale. If you’re ready to buy, sell, or trade-in, contact us right now.
Sources
